Micro finance: A 5 point call for change

We have maintained a consistent position that despite all the imperfections of the MFI industry, the AP crisis was brought on primarily by the Ordinance that restricted the ability…

Helping build homes – Housing loan product from KGFS

With the novel objective of making Tamil Nadu the first ‘hut free State’ in the country by 2016, the state government launched a rural housing scheme called “Kalaignar Veedu…

Missing links in financial inclusion

Infrastructure facilities such as clearing houses, depositories, stock exchanges, and commodity exchanges are the backbone of any financial system.

Systems Design Choices for Financial Inclusion

The AP microfinance crisis has raised significant questions on the design of the financial system that best ensures inclusion. The crisis has revealed deep discomfort with the regulation of…

Leveraging Training through Technology

For a business operation, a great deal of what happens on the field is determined by how equipped its field managers are.

Government Policies and Financial Inclusion

Markets typically exist within the boundaries set by the state. The financial markets are no exception to this. Mobilisation and allocation of capital – the key roles of the…

Ground zero observations in Andhra Pradesh

What does it mean to be a farmer in Kurnool (a district in Andhra Pradesh)? One part of the district grows commercial crops such as sunflower and tobacco while…

IFMR Capital: Recent data on microfinance

Over the last few years, microfinance has attracted a large number of equity and debt investors.