Rethinking the Housing Strategy for Low Income Households

Increasing urbanization and massive demographic pressures that India is witnessing has brought housing and infrastructure to centre stage.

Effect of IFRS on Banks & NBFCs

Recently, I had the opportunity to attend a discussion on International Financial Reporting Standards (IFRS)  which was attended by chartered accountants and key financial stakeholders.

IFMR Capital infuses liquidity into MFIs

IFMR Capital has recently structured, arranged and invested in two more securitisation transactions Lamdba Pioneer and Sigma2 Pioneer with two different MFIs.

RBI Deputy Governor visits KGFS

We had the pleasure of hosting Dr. Subir Gokarn, Deputy Governor, RBI, on a branch visit to the Pudhuaaru KGFS recently. At the branch, Dr. Gokarn interacted with the…

Listing of Securitised Debt Instruments

In a move aimed at developing the secondary market for securitised debt instruments, SEBI has released a Listing Agreement for such instruments and directed the exchanges to do the…

Micro-realities of financial inclusion

It is now well-accepted that the power of financial services to the customer, particularly low-income households, is realised only through the availability of a broad range of services, and…

Understanding Credit Default Swaps

Credit Derivatives are great financial tools that help entities manage their risk in a better, more efficient way.

Expert Committee on Urban Infrastructure releases report

The High Powered Expert Committee (HPEC) for estimating the investment requirements for urban infrastructure services released its final report recently.

Debt funding options for micro-banking service providers

In the wake of recent reports of dramatic decline in the availability of capital, microfinance service providers struggling to keep afloat, and the recent proposal by the finance minister…

‘Financial products must be behaviourally informed’

Ever signed up for the gym but failed to go regularly? You are not alone. There are numerous occasions where we take a decision that is not always ‘optimal’….