Making money transfers work for migrants
Gopal G., a native of West Bengal, moved to Delhi 14 years ago to find a job to support his 11-member family. In Delhi, he works with a goldsmith,…
UIDAI and Financial Inclusion – Unlimited Possibilities
Suyash Rai of IFMR Finance Foundation, Raghav Narayana of IFMR Rural Finance in an informal conversation with Mr. Praveen Chakravarty, who is a volunteer in the Financial Inclusion team…
Scarcity & Bounty: Psychology of the Harvest
Self-control problems can be consequential for the well-off; examples include failures to eat or live healthy, or save enough for retirement.
Sahastradhara KGFS launches Domestic Remittance product
Over 70 per cent of the population of Uttarakhand lives in rural areas (Census of India, 2001).
IFMR Capital advises Sahayata Microfinance in raising Rs. 195 Mn through NCDs
Udaipur-based Sahayata Microfinance has raised INR 195 Mn through the issuance of listed, secured, redeemable, non-convertible debentures (NCDs), which have now been purchased by DWM (Cyprus) Ltd.,
Historical data, vital to design
Households slip into “bad states of the world” due to several reasons, including accident or death of the earning member, medical emergency of a family member, poor or excess…
Banks can do more on the Business Correspondent front
G E Balajee, IFMR Blog Team in conversation with Abhishek Sinha, CEO, Eko India Financial Services Private Limited on the Business Correspondent model, its challenges and prospect.
Funding options for non-bank originators – Mezzanine instruments
Recently, we flagged off our new blog series on financing options for non-bank originators with our first post that explored debt-funding options in some depth.
Options for low-income households
A defining characteristic of the finances of low-income households is the irregularity and seasonality of cash-flows, and the generally small surplus.