No money to govern rural India
In India, gram panchayats (GPs) were given constitutional legitimacy following the passage of the 73rd Constitutional Amendment Act, which was meant to decentralise power and responsibility to them to…
IFMR Rural Finance appointed Agency for National Health Insurance Scheme
IFMR Rural Finance has been appointed as one of the first Interested Non-Governmental Agencies (INGA) by the Ministry of Labour and Employment, Government of India, to participate in its…
IFMR Capital structures microloan securitisation with Ujjivan
IFMR Capital recently structured and arranged a Rs. 173 million securitisation transaction. The transaction is backed by 21,170 microloans originated by one of the leading MFIs in the country,…
Regulatory Architecture of India’s Financial System
It is happening again – regulators debating openly to clarify their turfs. This time it is PFRDA Vs. IRDA for regulation of pension products offered by insurance companies,
Delegates from Central Bank of West Africa visit IFMR
The importance of financial inclusion can never be overstated, not just in India but across the developing world. It features high on the agenda of global development and reflecting its…
How markets can serve farmers
Agriculture incomes in India are volatile because of a number of unforeseen factors, such as weather, disease/pest infestations and/or market conditions.
Voice-based authentication for financial inclusion
Suyash Rai of IFMR Finance Foundation interviews Umesh Sachdev, CEO, Uniphore Software Systems about the company and its role in providing voice as a medium of authentication when it…
Matching Types of Accounts to Types of Needs: Lessons from India
My colleague and I were once asked at a conference, “So, how exactly does a bank account reduce poverty?” Great question.