Savings in Gold by Low-income Households

This research brief explores how gold has been used as a financial instrument, particularly by low-income households in India using administrative data from Dvara SmartGold

Household Finance in India: Approaches and Challenges

The paper summarises the key research themes and methodologies used in the field of household finance and synthesizes evidence on the current state of household finance in India

Fix the problems in Aadhaar-based cash transactions

Cash withdrawals through micro ATMs have surged in the wake of covid-related disruptions. But a considerable number of these transactions fail, thus worsening the pain of the vulnerable sections.