Regulatory and Supervisory Approaches for NBFCs
In this position paper, we articulate how NBFCs can be regulated and supervised to enhance efficiency for the overall financial system
Managed Care: Linking Health Care with Health Insurance
In this post, we examine the concept of managed care and attempt to understand its relevance in the Indian context.
Impact of Information Disclosure on Consumer Behaviour: Case of AT1 Bonds
This paper report results from an experimental study that examines the impact of information disclosure on consumers’ purchase decision of a high-risk financial product
Detecting Over-Indebtedness while Monitoring Credit Markets in India: An Approach
In this report we propose Monitoring and Detection Framework for OID with twin outcomes in mind, that of financial stability and financial consumer protection
Caps on Third Party App Providers in UPI: Missing the Woods for the Trees?
This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions
Regulation of information flows as Central Bank functions? Implications from the treatment of Account Aggregators by the Reserve Bank of India
This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators.
Household Risks, Work Choices and Asset Portfolio of Migrant Households in India
In this blog post, we analyse migrant risks and work choices
State of Digital Lending Towards MSMEs in India
This research brief attempts to bridge the gap in the literature by systematically examining the current state of digital lending serving the MSME sector in India
COVID-19 and Debt Moratorium – The Case of Microcredit
This policy brief examines the implications of debt moratorium in the context of microcredit
How Do the Portfolios of Indian Households Differ Across States?
In this research brief, we try to map the spread of assets and liabilities of households across various states of India