Making UPI payments more customer-centric for new-to-UPI users
This study was conducted through a donation from WhatsApp Pay. All material created under this study is made available as a public good, accessible through this page.
Response to Niti Aayog’s Discussion Paper on “Digital Banks – A Proposal for Licensing and Regulatory Regime in India”
In our response, we question the assumptions put forth by the discussion paper for the creation of DBs and the concomitant licensing and regulatory regime.
Part 1- Public Credit Registries: An International Comparison
In this post, we discussed the formulation of the Public Credit Registries.
A Demand-Side Approach to Measuring Financial Inclusion: Going Beyond Bank Account Ownership
In this paper, we create and validate a composite demand-side financial inclusion index to contribute to the literature on the measurement of financial inclusion
Notes from the NCIF 2011 Annual Development Banking Conference
These are some of my observations from a conference that I attended recently organised by the National Community Investment Fund (NCIF) for a specific class of US institutions: CDFI…
The world’s poor need safe places to save
Did you know that only half the adult population in the world has access to a bank account? More than 3 billion people don’t have access to savings accounts,…