Does moratorium affect loan repayment behaviour?
. In this paper, we use an unanticipated announcement of lockdown to curb the spread of Covid-19 in India on March 25th 2020 to estimate the impact of moratorium…
The financial lives of platform workers: A diaries study in Bengaluru, India
The study explores the financial lives of platform workers and finding answers to the following questions: do platform workers face volatility in their income and expenses, and how much…
Can information disclosures influence life insurance purchase decisions for low-income households?
This report documents the results from a study conducted to understand if information disclosures can influence life insurance purchase decisions for low-income households. The study finds that accurate disclosures…
Health Insurance Ownership in India
In this study, we conduct a quantitative analysis of household finance data to understand the status of health insurance ownership in India, identify the determinants of health insurance ownership,…
NSSO’s latest Debt and Investment survey points to significant disparities in net worth among Indian households
In this post, we find that the distribution of net worth is skewed as there is a higher concentration of households with lower levels of net worth. It is…
Financial portfolio of Indian households – A data book
This data book compiles trends on household participation in formal financial services over the last few years.
Call for Papers: Field Workshop on Household Finance 25th June, 2022
On June 25, 2022, the XKDR Forum and Dvara Research Foundation will be hosting an all day workshop.
Comparing Participation in Formal Financial Services across Two Nationally Representative Surveys: CPHS vs. AIDIS
A comparison of household portfolios across two nationally representative survey highlights substantial differences in the ownership of financial assets, while similarities in the incidence of indebtedness.
Insights from the All India Debt and Investment Survey (AIDIS) 2019
In this slide deck, we cover some of the key insights from the AIDIS 2019 that throw light on the current landscape of household finance in India.
Demand for Health Insurance
Based on a study of the theoretical and empirical literature, we conclude with a set of hypotheses that looks at how demand for health insurance can be fostered by…