Payment Failures in Direct Benefit Transfers
Our recently concluded State of Exclusion study finds that payment failures during the back-end processing of a Direct Benefit Transfer (DBT) payment are a significant concern. In this blog…
Our recently concluded State of Exclusion study finds that payment failures during the back-end processing of a Direct Benefit Transfer (DBT) payment are a significant concern. In this blog…
This post summarises how BNPL lending functions and highlights customer protection concerns that can put at risk the promise of better credit access.
In this post, we Introduce the Dvara-Haqdarshak Study on Exclusion in Government to Person Payments.
In this post, we analyse the RBI’s proposed policy changes to payments and settlements sector and how they might impact the PBs and PPIs
This blog post reviews the BIS paper, and offers some reflections and critiques based on the experience of these infrastructures in India.
This policy brief identifies serious categories of transaction failures in the Aadhaar enabled Payment System or AePS in India together with solutions for urgent discussion
Reflecting on central recommendations in the Nilekani Report and the Vision 21 Document along with the key aspects of the user journey for digital payments.
Data and trends of digital payments in India.
India has a rich and diverse payments infrastructure. The eco-system of Payment Service Providers (PSPs) has undergone a rapid evolution…
There has been a strong national imperative to move towards a “cashless” economy in India. Despite a substantive impetus from public and private sector forces, the adoption and use…