Does moratorium affect loan repayment behaviour?
As part of our blog series on the recently held Spark sessions, in this post we cover a talk by Vishnu Prasad & Rachit Khaitan on their recently released research paper “How much can asset portfolios of rural households benefit from formal financial services?” which they co-authored with Anand Sahasranaman & Santadarshan Sadhu. This paper is a systematic attempt to quantify the benefits of financial inclusion and capital markets access using tools of modern finance. You can read the full paper here.
View the presentation below: