Designing Health Systems Based on Managed Competition
By Vineeth Maddi, IFMR Finance Foundation
In this post we have put together an infograph below that highlights some of the aspects pertaining to credit bureau regulatory landscape in India, USA and Australia.
- https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=14576
- https://www.consumer.ftc.gov/articles/pdf-0111-fair-credit-reporting-act.pdf
- https://www.legislation.gov.au/Details/C2016C00278/Download
- http://www.alrc.gov.au/publications/53.%20Credit%20Reporting%20Provisions/content-credit-information-files
- http://www.alrc.gov.au/publications/53.%20Credit%20Reporting%20Provisions/content-credit-information-files#_ftnref40
- Insurance companies use credit information to determine premium
- Currently being used for postpaid connections, http://www.livemint.com/Money/DAIkDVGe3G5hnFx0V40dSP/How-the-others-interpret-your-credit-score-report.html
- https://rbidocs.rbi.org.in/rdocs/Content/PDFs/69700.pdf
- https://www.oaic.gov.au/individuals/privacy-fact-sheets/credit-reporting/privacy-fact-sheet-29-who-can-access-your-credit-report
- https://rbidocs.rbi.org.in/rdocs/Content/PDFs/69700.pdf
- https://www.oaic.gov.au/individuals/privacy-fact-sheets/credit-reporting/privacy-fact-sheet-36-when-will-the-information-on-your-credit-report-be-deleted
- Section 18, CIC Act 2005
- http://www.alrc.gov.au/publications/59.%20Access%20and%20Correction%2C%20Complaint%20Handling%20and%20Penalties/complaint-handling
- http://economictimes.indiatimes.com/wealth/borrow/cibil-may-soon-give-one-free-credit-report-a-year/articleshow/53263370.cms
- Section 612 of FCRA 1970
- http://www.creditsmart.org.au/getting-free-credit-report